Best credit card in India with no yearly fee 2022
Explore the best continuance free credit cards in India. Find, compare and apply for credit card with no periodic charges. Choose the card grounded on your requirements and enjoy price points, cashback, subscribe- up perk and much further.
Listed below are the good credit cards without yearly fee offered by top banks in India:
Top 12 No Yearly Fee Credit Cards in India 2022
Credit Card Variant |
Annual Fee |
Benefits covered |
|---|---|---|
| Fin Booster: YES BANK – BankBazaar Co-branded Credit Card | NIL | Tracking credit score, building credit report & prize |
| RBL Bank BankBazaar SaveMax Credit Card | NIL | Credit Advisory Report, reward points |
| HSBC Visa Platinum Card | NIL | Dining, shopping, fuel |
| IndusInd Bank Platinum Card | NIL | Travel, golf, entertainment, fuel |
| SBI Card Unnati | NIL (For 1st four years) | Basic |
| YES Prosperity Edge | NIL (Limited-time offer) | Online and international spending |
| Axis Insta Easy Credit Card | NIL | Basic. Card issued against fixed deposit |
| Kotak Fortune Gold Credit Card | NIL | High cash limit, fuel, movie tickets |
| YES Prosperity Reward Plus Card | NIL | Online shopping, international usage |
| Axis Insta Easy Credit Card | NIL | dining, purchase |
| YES First Preferred | NIL | Travel, entertainment, shopping, dining |
| Axis MY Zone Easy Credit Card | NIL | Travel, entertainment, dining, and rewards |
| YES Premia Credit Card | NIL | Travel, entertainment, shopping, dining |
No Yearly Fee Credit Cards – Quality and Profits:
1. RBL Bank BankBazaar SaveMax Credit Card
Joining Fee: NIL
Renewal Fee: NIL
Features & Benefits
- Convert all spending over Rs. into easy EMIs.
- Xpress Cash installation for instant finances into your account.
- 10 cashback (up toRs. 100 every month on each trafficker) on Book My Show and Zomato deals.
- Up to 100 abatements using EMI perpetuity Pass on the Split n Pay figure.
- Manage your credit card, pay mileage bills, get trafficker offers and instant loans through the RBL Bank MyCard App.
2. HSBC Visa Platinum Credit Card
Key Highlights: The HSBC Visa Platinum Credit Card offers benefits across colorful life orders similar as dining, shopping,etc.
Joining Fee: NIL
Renewal Fee: NIL
Introductory offers:
- Get Amazon voucher worthRs. 5000.
- Get up to 3 complimentary field chesterfield access both at domestic as well as transnational field.
- mileage 50 reduction( up toRs. 100) on first sale at Google Pay.
- Get 10 cashback up toRs. on conducting 5 deals worthRs. within the first 60 days of card allocation.
Features and benefits:
- Earn 2 price points for everyRs. 150 spent on the card.
- 5X price points after exceeding the spend limit of Rs. 4 lakh to maximumRs. 10 lakh in a time.
- Energy cargo waived off( up toRs. 250p.m.) for deals betweenRs. 400 andRs. 4000.
- Movie ticket testimonial worthRs. 500 on yearly spends.
- Upto 15 off on dining bills at further than caffs in major metropolises.
3. IndusInd Bank Platinum Card
Key Highlights: IndusInd Bank Platinum Card provides benefits across colorful orders including trip, life, entertainment, etc. Pay the joining figure and enjoy the benefits offered by the card continuance for free.
Joining Fee: NIL(Only when you applied through Bank Bazaar.com). For others, it is Rs.3,000.
Renewal Fee: NIL
Joining Bonus: Joining perk Gift reference from global brands contain Eazy Diner, MakeMyTrip, Vouchagram, ALDO, Urban Ladder, Jet Airways, Satya Paul and several others.
Features and benefits:
- Complimentary golf assignments from good preceptors at select golf clubs in India.
- trip benefits includepre-trip backing, exclusive booking, hostel reservation, and other concierge services.
- Complimentary precedence pass class that provides access to further than 700 field couches across the globe.
- Getaninsurance cover against unauthorized deals and fake frauds.
4. SBI Card Unnati
Key Highlights: Issued against a fixed deposit quantum of minimalRs., the SBI Card Unnati is important suitable for people without a credit history.
Joining fee: NIL
Renewal fee: NIL. For first four years
Features and benefits:
- 1 price point for everyRs. 100 spent
- SpendRs. per time and get a cashback ofRs. 500
- 1 energy cargo disclaimer valid for deals betweenRs. 500 andRs.
- YES Substance Edge Credit Card
5. YES Prosperity Edge Credit Card
Key Highlights: Apply for YES Bank credit card now and enjoy the benefits offered by the card free for continuance.
Joining Fee: Rs.1,199.
Renewal Fee: Rs.1,199.
Joining Bonus: Earn 1,500 gift points as a welcome gift on pay out Rs.7,500 within the first 30 days of the card issuance.
Features and benefits:
- Up to 6 price points on every Rs. 100 spent on birthday, online, and transnational purchases.
- 12 complimentary golf assignments per time at select golf courses in India.
- Free class to field precedence pass program and 2 free chesterfield visits per quarter to domestic airfields.
- Insurance content up toRs. 65 lakh for primary cardholder.
- Blinked interest rate and preferential foreign currency mark- up figure.
6. Axis Insta Easy Credit Card
Key Highlights: Issued against a fixed deposit quantum of minimalRs. and maximumRs. 25 lakh, the Axis Insta Easy Credit Card is important suitable for people without a credit history.
Joining Fee: NIL
Renewal Fee: NIL
Features and benefits:
- Set flexible credit limits- up to 80 of the fixed deposit.
- 100 of the credit limit allowed for cash pullout.
- 1 energy cargo disclaimer.
- 15 out on dining bills at select caffs.